Commercial Mortgage

    Commercial property financing

    From multi-unit residential to retail and office spaces - we connect you with specialized commercial lenders who offer competitive terms and fast approvals.

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    $50M+

    Max loan amount

    75%

    Max LTV

    1–25yr

    Amortization

    48hrs

    Conditional approval

    Property types we finance

    Multi-unit residential

    Up to 85% LTV insured

    5+ unit apartment buildings, student housing, and senior living.

    Retail & mixed-use

    Up to 75% LTV

    Storefronts, strip malls, and mixed commercial/residential properties.

    Office buildings

    Flexible terms

    Single and multi-tenant office spaces, co-working facilities.

    Industrial & warehouse

    Up to 75% LTV

    Warehouses, manufacturing facilities, and logistics centres.

    Land & development

    Case-by-case

    Raw land purchases and development financing for new projects.

    Special purpose

    Specialized lenders

    Hotels, gas stations, medical offices, and childcare centres.

    Why use a broker for commercial mortgages?

    Access to specialized lenders

    Commercial mortgages aren't available at your local bank branch. We connect you with CMHC-insured lenders, credit unions, pension funds, and private capital.

    Better rates through competition

    We create competition between lenders for your deal. This typically saves 0.25–0.75% vs. going to a single bank.

    Creative structuring

    Vendor take-backs, mezzanine financing, bridge loans - we know how to structure complex deals.

    CMHC-insured options

    For multi-unit residential, CMHC insurance can reduce your rate significantly and increase LTV to 85%.

    Looking for residential investment instead? Explore our second home & investment property options. Need to build from scratch? Check out construction financing. Or start your commercial application now.

    Let's discuss your commercial project

    Our commercial team handles everything from $500K to $50M+. Start with a free consultation.

    Get a free quote →